Client Risk Scoring Light
Ongoing customer risk scoring – easily implemented and quickly available.
Client Risk Scoring Light
The Client Risk Scoring Light module enables a streamlined integration of client risk assessment with a continuously updated client risk score.
The module does not require a complex data model, yet still covers all essential requirements for client risk assessment at financial service providers.
FINMA requirements oblige financial service providers to conduct ongoing client risk assessments in order to identify high-risk business relationships (GmeR) at an early stage.
This includes in particular:
the assignment of a clear risk profile to each client,
continuous monitoring of transactions and client behaviour,
automatic updates of the risk classification when new risk factors arise, and
the targeted triggering of Enhanced Due Diligence (EDD) where elevated risk is identified.
In practice, these requirements are often implemented using complex models with a large number of attributes and aggregations. This leads to increased effort both during implementation and in day-to-day operations. In addition, traceability is not always guaranteed when extensive rule sets or AI-driven approaches are used.
Prospero's Client Risk Scoring Light module combines proven DetectX® functions such as risk models, risk inheritance between connected customers, and automatic risk alerts with a deliberately reduced data volume. This enables a holistic customer risk assessment – without additional data storage or costly implementation projects.
Existing DetectX® Customers
Existing DetectX® customers benefit from the implementation of the DetectX® Client Risk Scoring Light module by leveraging their existing options. These existing solutions can be used in conjunction with the scoring module and simultaneously serve as data providers.
Initial Situation
Existing DetectX® customers typically already have the necessary foundation to introduce Client Risk Scoring Light through the DetectX® Customer Due Diligence module (Filter Client Master) and the DetectX® Transaction Filtering (Transaction Filter / Transaction Filter light) module. When complemented by DetectX® Adverse Media Search, negative media reports can also be incorporated into the risk assessment.
Integration
The module is built on AlertViewer as a workflow solution for alert and case handling and integrates seamlessly into existing investigation processes. In addition, p.Lib.Admin enables the maintenance of data dictionaries and reference tables, allowing flexible fine-tuning of the solution.
Why Choose DetectX® Client Risk Scoring
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![Unified View]()
Unified View
Replace fragmented tools and static spreadsheets with a single scorecard that brings together compliance, fraud and operational risk. By consolidating structured and unstructured data into one profile, DetectX® provides a true 360-degree picture of every customer or counterparty.
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![Real Time Plus History]()
Real Time Plus History
Screen transactions as they happen and place them in the context of long-term customer behaviour. This combination of real-time signals with historical baselines helps identify unusual activity earlier, reducing both regulatory exposure and financial losses.
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![Actionable Intelligence]()
Actionable Intelligence
Raw alerts are transformed into prioritised insights with reason codes, severity levels and recommended actions. Compliance teams can focus on material risks, while routine cases are automated or deprioritised, improving efficiency without compromising control.
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![Fits Your Risk Appetite]()
Fits Your Risk Appetite
DetectX® is not one-size-fits-all. You can tune thresholds, weightings and escalation rules by geography, product line or customer segment. All changes are version controlled and auditable, giving you flexibility without losing regulatory defensibility.
Book a demonstration and experience the power of DetectX® Client Risk Scoring .
DetectX® Solutions
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Adverse Media Search
Detects risks through real-time adverse media analysis, uncovering critical insights to strengthen compliance and mitigate reputational harm.
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Anti-Money Laundering
DetectX® streamlines AML processes with advanced analytics, uncovering risks and enhancing compliance through precise, real-time monitoring of transactions and customer behaviour.
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Credit Risk Rating
Evaluates credit risk with advanced analytics, enabling precise risk assessments, improved decision-making, and enhanced financial stability for banking institutions.
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Digital Identity
Leverages advanced verification and AI to authenticate digital identities, ensuring secure transactions, reducing fraud, and enhancing customer trust.
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Fraud Detection
Detects and prevents fraud with real-time analytics, uncovering anomalies and patterns to safeguard transactions and strengthen institutional security.
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Know Your Customer
Streamlines KYC processes with AI-driven insights, enhancing customer onboarding, ensuring compliance, and reducing operational complexities.
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Name Screening
Automates name screening with precision, identifying risks in real-time to ensure compliance and protect against financial crime.
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Risk-Based Profiling
Enables dynamic risk profiling with advanced analytics, supporting tailored strategies for compliance, fraud prevention, and customer risk management.
