STAGE 01 OF 05 · ONBOARDING
Verify every new relationship from day one
WHAT HAPPENS
When a new policyholder or beneficiary enters your system, they're screened against OFAC, UN, EU, national sanctions lists, PEP databases, and internal watchlists. Fuzzy matching catches transliterations and name variations so false negatives don't slip through. You document every entry decision with a complete audit trail.
THE EXPOSURE
A regulator won't ask whether you screen at onboarding. They'll ask you to show it: which lists, which version, who decided, and where that's written down.
